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The evaluation is based on segmented regressions, the study covers the period 2016–2020 concerning in a single day interest rates. The slope of the demand function is adverse, the coefficients lower with the rise in extra reserves. The most important breakpoints of the demand curve are detected round 0.83% and 1.53% of M2 in excess liquidity. There is a correlation between the level of excess reserves and its distribution and focus. The distribution of liquidity became extra balanced along with the increase in extra liquidity.

  • Corporate concentration had grown to such proportions that only the nationwide government may rein in the dominance of huge business.
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